Tower Group Companies is a provider of diversified niche-oriented property and casualty insurance products and services. We operate through various insurance companies and related subsidiaries. Tower Group International, Ltd., our holding company, is listed on the NASDAQ Global Select Market under the symbol TWGP.
Through our insurance subsidiaries, collectively referred to as Tower Group Companies, we deliver a broad range of product lines across various industries using multiple distribution channels in select market segments. Specifically, we provide personal insurance products to individuals and commercial insurance products to small to medium-sized businesses through a dedicated team of retail and wholesale agents. We also offer specialty products on an admitted and non-admitted basis, as well as specialty services through a network of program underwriting agents.
Tower Group Companies conducts business through the following companies: Tower Insurance Company of New York (operating as Tower Select Insurance Company in California), Tower National Insurance Company, Hermitage Insurance Company, Preserver Insurance Company, North East Insurance Company, CastlePoint Insurance Company, CastlePoint Florida Insurance Company, CastlePoint National Insurance Company, Kodiak Insurance Company, Massachusetts Homeland Insurance Company, York Insurance Company of Maine, CastlePoint Management Corp., Tower Risk Management Corp., Adirondack AIF, LLC, and New Jersey Skylands Management, LLC.*
We meet the needs of an extensive base of customers by offering a broad product platform, which spans a growing selection of customized commercial and personal lines products.
We continuously evaluate and respond to changing market dynamics so we can quickly address the evolving needs of our producers, effectively meet market challenges, and take advantage of emerging business opportunities. This practice enables us to employ a demand-driven approach to product development that yields customized solutions and excellent service for our producers and policyholders.
*Adirondack and New Jersey Skylands management companies are the attorneys-in-fact for Adirondack Insurance Exchange , a New York reciprocal insurer, Mountain Valley Indemnity Company, an Adirondack business; and New Jersey Skylands Insurance Association, a New Jersey reciprocal insurer, and its New Jersey domiciled stock insurance subsidiary, New Jersey Skylands Insurance Company.