Tower Group Companies is a leading provider of diversified niche-oriented property and casualty insurance products and services. We operate through various insurance company and related subsidiaries. Tower Group International, Ltd., our holding company, is listed on the NASDAQ Global Select Market under the symbol TWGP.
Tower is recognized throughout our industry for our innovative and responsive approach to business, exceptional underwriting performance, financial strength and stability. Through our insurance subsidiaries, collectively referred to as Tower Group Companies, we deliver a broad range of product lines across various industries using multiple distribution channels in select market segments. Specifically, we provide personal insurance products to individuals and commercial insurance products to small to medium-sized businesses through a dedicated team of retail and wholesale agents. We also offer specialty products on an admitted and non-admitted basis, as well as the specialty services through a network of program underwriting agents.
Tower Group Companies conducts business through the following companies: Tower Insurance Company of New York (operating as Tower Select Insurance Company in California), Tower National Insurance Company, Hermitage Insurance Company, Preserver Insurance Company, North East Insurance Company, CastlePoint Insurance Company, CastlePoint Florida Insurance Company, CastlePoint National Insurance Company, Kodiak Insurance Company, Massachusetts Homeland Insurance Company, York Insurance Company of Maine, CastlePoint Management Corp., Tower Risk Management Corp., Adirondack AIF, LLC, and New Jersey Skylands Management, LLC.*
For over 20 years, we have provided financial stability to our customers by making sound business decisions and by posting consistently strong financial results. Our strength is reflected in our rating of A- (Excellent) from A.M. Best.**
We meet the needs of an extensive base of customers by offering a broad product platform, which spans a growing selection of customized commercial and personal lines products.
We continuously evaluate and respond to changing market dynamics so we can quickly address the evolving needs of our producers, effectively meet market challenges, and take advantage of emerging business opportunities. This practice enables us to employ a demand-driven approach to product development that yields customized solutions and excellent service for our producers and policyholders.
*Adirondack and New Jersey Skylands management companies are the attorneys-in-fact for Adirondack Insurance Exchange , a New York reciprocal insurer, Mountain Valley Indemnity Company, an Adirondack business; and, New Jersey Skylands Insurance Association, a New Jersey reciprocal insurer, and its New Jersey domiciled stock insurance subsidiary, New Jersey Skylands Insurance Company.
**For the latest rating, please access www.ambest.com