Home Insurance

Your home is your castle. Whether it's a cottage, multi-family residence, or mansion, your Tower Group Companies’ homeowners insurance policy will help protect your residence and personal belongings.

Coverage Highlights

  • Covers losses from fire, theft, and other common hazards
  • Protects dwellings, personal property and other structures on your property
  • Pays the necessary extra living expenses (up to your policy limit) to stay elsewhere temporarily if a covered loss makes it impossible to live in your home
  • Replacement Cost coverage for your belongings pays the total cost to repair or replace them at today's prices - with no deduction for age or wear and tear

To help customers who become victims of identity theft, we also offer identity theft protection.

For further peace of mind you can add coverage for especially valuable items such as jewelry, watches or silverware. Our Watercraft endorsement covers boats, boat trailers, unattached equipment and accessories, personal effects and liability for boating accidents and medical payments. Our Personal Umbrella endorsement provides extra security for claims made against you, including protection for additional personal injury and property damage liability claims not covered in your basic policy.

Condo Owner or Renter?

Your Tower Group Companies policy will cover your clothing, furniture and other personal belongings. You can add more coverage for jewelry, watches, furs, silverware or other valuable items. As a condo owner you'll also have protection for permanent fixtures, or any modifications or improvements you've made to your home. In addition, if your condo association doesn't have enough insurance to cover things like fire damage or an injury occurring on common property, your Tower Group Companies policy provides limited coverage for an assessment.

Consider a Total Insurance Solution

Our flagship package policy - Custom Pac - delivers superior coverage for your home, personal property, motor vehicle and personal liability needs.

Coverages are subject to policy terms and conditions. Limits, exclusions and deductibles may apply. Coverages and discounts vary by state and may not be available in every state.

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